|
 Past
seven years:
Index annuities still paid the consumer more interest than a
typical bond mutual fund or certificate of deposit.
Investors have seen their portfolio values
plummet.
For the past seven years, index annuity
owners have not lost a dime of principal, or credited interest
because of the Market's fall.
Index annuities are not for your risk
dollars, they are for your safe dollars. You need to compare
the possible returns of index annuities alongside other safe
vehicles.
Index annuities should be a part of the
safety net of everyone's portfolio.
You won't lose any money if the market drops, and
you will still earn some interest. You could earn more
interest with an index annuity, than with other savings
instruments.
Opportunity: We are in an
environment in which people realize direct stock investments may
offer higher potential, but at a higher risk. Savings
instruments are beginning to pay higher rates.
Index annuities provide a very realistic
opportunity to receive higher returns in the years to come, than
from other savings vehicles, while offering protection from market
loss.
Some
fixed index annuities are based on Dow Jones, S & P 500, S & P
400, Nasdaq 100, Russell 2000 and fixed guarantees.
All
the indexes used are widely accepted as broad indicators of overall U.S.
stock market performances.
People
are still bullish on America and believe our economy will again pick up
— they just don't know when. Together,
this "bullish on America" sentiment, along with the element of
uncertainty when the economy will improve makes Index Annuities an
excellent investment choice.
Keep
in mind that an Indexed Annuity is nothing more than a fixed annuity with
an unique way of crediting interest.
During the past 7 years, index annuity
owners have not lost a dime of principal nor credited interest because of
the market's volatility. Nor has anyone lost in 2008 and so
far in 2009.
|
